money online

Make Money Online (Without Spending a Dime)
Making money online used to pretty much require you to have your own Web site, products to sell and some marketing savvy. But a new generation of dot-coms have arisen that will pay you for what you know and who you know without you having to be a web designer or a marketing genius.
But it's hard to tell hype from the real deal. I did a search on "make money online" and "making money online", and much of the information out there is just promoting various infoproducts, mostly about Internet marketing. I see why people sometimes ask, "Is anyone making money online besides Internet marketing experts?"
So I put together a list of business opportunities with legitimate companies that:
Pay cash, not just points towards rewards or a chance to win money
Don't require you to have your own Web domain or your own products
Don't involve any hard-selling
Aren't just promoting more Internet marketing
Give a good return on your time investmentIn the interest of objectivity, none of the links below are affiliate links, and none of them have paid or provided any other consideration for their presence here. These are legitimate companies with business models that allow you to get paid for a wide range of activities.
Help friends find better jobs.
Sites like ReferEarns, Zyoin, Who Do You Know For Dough?, Bohire and WiseStepp connect employers with prospective employees, many of whom are already employed and not actively job-hunting, via networking - the people who know these qualified candidates. Rewards for referring a candidate who gets hired range from $50 on up to several thousand dollars - not chump change. If you know a lot of job-seekers (and who doesn't these days?), this is a great way to break into the recruiting business with no overhead.
Connect suppliers with buyers.
Referral fees are a common practice in business, but they haven't been used much in online networking sites because there was no way to track them. Sites like Salesconx, InnerSell and uRefer now provide that. Vendors set the referral fees they're willing to pay (and for what), and when the transaction happens, you get paid. uRefer also allows merchants to set up referral programs for introductions and meetings, as well as transactions.
Write.
A growing number of sites will pay for your articles or blog posts. Associated Content and Helium will "pay for performance" based on page views for just about anything you want to write about. Articles on specific topics they're looking for can earn direct payments up to about $200. The rates are probably low for established writers, but if you're trying to break into the field and have time on your hands, they're a great way to start. Also, a lot of companies are looking for part-time bloggers. They may pay per post or on a steady contract. Our Weblogs Guide posts blogging jobs weekly in the forum.
Start your own blog.
You don't have to have your own Web site, or install blogging software, or even figure out how to set up the advertising. At Blogger you can set up a blog for free in less than five minutes without knowing a thing about web design, and Blogger even automates setting up Google AdSense so you can make money off your blog by displaying ads and getting paid when people click on the ads. To make even more money from it, set up an affiliate program (see below) for books, music, etc., and insert your affiliate links whenever you refer to those items. You'll have to get a lot of traffic to become a six-figure blogger, but pick an interesting topic, write well, tell all your friends, and you're off to a good start.
Related: Monetizing Your Blog
Create topical resource hubs.
Are you an expert on a particular niche topic? Can you put together an overview of the topic and assemble some of the best resources on the topic from around the web? Then you can create topical hubs and get paid through sites like Squidoo, HugPages and Google Knol. Payments are based on a combination of ad revenue and affiliate fees. You'll get higher rates doing it on your own, but these sites have a built-in supply of traffic and tools to make content creation easier.
Advertise other people's products.
If you already have a Web site or a blog, look for vendors that offer related but non-competing products and see if they have an affiliate program. Stick to familiar products and brands - they're easier to sell. To promote those products:
Place simple text or graphical ads in appropriate places on your site
Include links to purchase products you review or recommend in a blog, discussion forum or mailing list you control
Create a dedicated sales page or Web site to promote a particular productThey all work - it just depends on how much time you have to spend on it and your level of expertise with Web design and marketing.
Related: How to Really Make Money on the Internet With an Amazon.com Affiliate Site
Microstock photography.
You don't have to be a professional photographer to sell your photos for money. People are constantly in need of stock photography for websites, presentations, brochures and so on, and are willing to pay for the right image. People generally search for images on stock photography sites by keywords, not by photographer, so you have the same chance as anyone else of having your image picked. Just be careful that you don't have images of trademarked brands, copyrighted art or people's faces that are readily identifiable (unless you have a model release), but just about anything else is fair game, and I promise - you'd be amazed what people need pictures of, so don't make any assumptions. If it's a decent photo, upload it. Some sites to get you started include Fotolia, ShutterStock, Dreamstime and iStockphoto. The great thing about this is that it's truly "set it and forget it".
The above list is by no means comprehensive, but it highlights some of the new and interesting ways to make money online without investing any money, without having a product of your own, and without having expert sales and marketing skills. Most of all, unlike taking surveys or getting paid to read e-mail, the potential return on your time investment is substantial.
Suggested Reading
How to Really Make Money on the Internet With an Amazon.com Affiliate SiteInternet Marketing ArticlesBlog Profit Tips - Make Money From Weblogs
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How to Find Someone Online - The Definitive Guide to Finding Someone Online
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Employment is not falling back into recession.

Following the release of the softer-than-expected February jobs report, the major media outlets would almost have us believe that employment is falling back into recession. It most certainly is not. Though the latest Labor Department release showed a gain of 21,000 non-farm payrolls — well below expectations — this honest increase represents the sixth-straight month of gains for a total of 364,000 new jobs. It's not prime rib, but for the newly working it's certainly not chopped liver.
Meanwhile, the important unemployment rate — almost ignored nowadays — continues to hold at 5.6 percent, a historically low tally. In fact, the Labor Department's household survey — which counts the number of all Americans who are actually working — now stands at 138.3 million, an all-time high. The previous peak came way back in January 2001 at 137.8 million. Since the end of 2002, 1.8 million more people have gone back to work. Another impressive number.
There continues to be much debate and confusion about the importance of this household survey, from which the unemployment rate is determined, and the corporate payroll survey, which is rising but at a slower-than-hoped-for pace. Economists have traditionally focused on the unemployment rate as a measure of economic health. But in this political season the softer payroll survey has received the lion's share of coverage.
Virtually no one cites the increase in the entrepreneurial army of self-employed and independent contractors who have gone to work at lower tax rates, enabling them to keep more of what they earn. This is why the unemployment rate quickly fell from 6.3 percent when the Bush tax cuts were implemented last spring to 5.6 percent today. The media is trying to discredit this drop as it is scored in the more promising household survey, rather than the more pessimistic payroll tally.
But what matters is the vast 94.4 percent of the working population who are laboring and prospering. Prospering. Family net worth, according to latest Federal Reserve release, has soared to a record high of $44.4 trillion, driven mainly by rising stock market and home prices. This of course represents the investor class — today's most powerful electoral voting bloc.
One thing's for sure: The U.S. economy is booming. Outsized profit gains at lower investment tax rates have produced a boom in business-capital spending. Consumers are also keeping spending at a relatively steady 3 to 4 percent pace. A variety of job-linked variables, such as manufacturing factory orders, work weeks, and delivery times are all rising rapidly. All these suggest that new job creation is on the way.
In the hard goods sector, commodity indexes have been white hot. Much of this is commercial-business-driven demand from the China surge and the U.S. recovery. Going forward, rising profits and prices will attract new capital and new investment — meaning that someone will have to go to work to complete the production process and meet rising world commodity demands.
Wall Street economist Joseph LaVorgna cites the sharp recovery in withheld tax receipts in February to their highest year-over-year gain since July 2001. These daily Treasury reports are "a statistically significant predictor of non-farm payrolls." From a decline rate of 5 percent in early 2002 these receipts climbed to a 31/2 percent growth rate last month.
Job outsourcing continues, as it has for twenty years. But so does job insourcing. Putting the two together, net outsourced jobs are actually less than they were in the early 1980s. The outsourcing argument is way overrated.
Rapid productivity gains from greater business efficiency, automation, and technology applications have temporarily slowed new job creation. But in the fourth quarter of last year 4.1 percent real GDP growth finally outpaced 2.6 percent output-per-hour productivity. So non-farm payrolls increased by 187,000. Assuming that productivity levels off around 3 to 31/2 percent, with an expected 5 percent GDP gain, new jobs will be in strong demand.
In other words, as the economy hums, new jobs will be created. In the past two decades, while the U.S. economy grew around 31/2 percent annually, a net of 38 million new jobs were created. Comparatively, in Europe, the unemployment rate continues around 9 percent. That's because old Europe doesn't produce much at all anymore. The U.S. is not Europe.
One thing this economic recovery does not need is a spate of new tax hikes coupled with tall protectionist trade barriers, as proposed by Sen. John Kerry and the Democrats. Penalizing consumers who love high-quality, low-cost imports, and punishing successful earners and investors who are accumulating wealth to fuel new business start-ups and new job creation, will surely sink the economic ship.
As the old saying goes, if it ain't broke don't fix it. No matter what the political spin, this recovery is surely not broken.

percentage of jobs nowadays

Employers are hiring at higher rates than last year, although the increase in job opportunities is smaller than the previous year, according to a survey by the National Association of Colleges and Employers, NACE. In 2007, employers were hiring for 16 percent more jobs than in 2006, whereas the employment opportunities increased by only 8 percent since last spring, according to Andrea Koncz, employment information manager at NACE. “The economy has affected projections somewhat,” she said, adding that graduates should take offers, rather than holding out for better jobs. “Even a year ago, graduates were getting more than one [job] offer. They were not accepting them to see if something better comes along. It’s smart to accept what you are getting now.” NACE’s survey was based on data from 214 employers. Koncz said that opportunities were growing in the utilities and government sectors, but shrinking in the financial and construction sectors. Koncz said it was difficult to predict how the job market would develop over the next few months. “With the election coming up, there’s no way to tell how that will affect things,” she said. Koncz said she did not see a dip in starting pay, but a new study would be out in the next few weeks that would take a closer look at salaries. Gregory Ventura, an employment counselor at Hostos Community College, said he fears employers might cut back on recruiting in coming months, but so far, he has not seen any impact from the weakened economy. The college’s March job fair attracted more than 50 recruiters, which was larger than last year’s count, he said. “Employers are posting jobs,” Ventura said. “I don’t see a radical change from last year or the year before.” Students from Hostos often go into social services, and that sector is recruiting as actively as previous years, Ventura said, adding that Hostos had the highest job placement within the City University of New York. But Ventura was skeptical about whether the job market would sustain the supply of graduates in coming months. “In the summer and fall, when gas prices go up, it might affect things,” he said. “In non-profits, the money hasn’t been cut yet,” he said emphasizing “yet.” Wendell Joyner, director of career development at Bronx Community College, said job prospects for his graduates depended on their field of interest. At a recent job fair, 35 employers showed up, but not all were looking to hire, Joyner said. “Quite a number came to maintain a presence on campus, but the jobs aren’t there,” he said. The school’s next job fair is on April 18 and will attract 300 employers, Joyner said. Joyner also emphasized that the health CARE? area is a stronger sector than others, and that computer students and business majors would need more skills to get the jobs they want. Others who won’t be going on to four-year colleges will have to “ride out the storm,” he said. “It’s an employers’ market for sure. The test will be in three to nine months.” Most students at both campuses said they were delaying the job market to attend four-year colleges. They wanted to have a bachelor’s degree on their resume before looking for a career. “An associate’s degree is like a high school diploma,” said Michael Davis, 25, a liberal arts student at Bronx Community College. “You can quote me on that. Jobs nowadays to make it, you need a high-level degree to get a decent salary.”

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85,000 jobs go as crisis hits big firms

85,000 jobs go as crisis hits big firms

In just one day, companies have forecast more than 85,000 job cuts across the globe as the financial crisis hit workers in factories and offices and brought down a government.
In the United States, construction equipment giant Caterpillar, drug maker Pfizer and General Motors all announced an avalanche of job cuts, piling pressure on US President Barack Obama to succeed in his plan for a $1 trillion economic stimulus.
The financial catastrophe's also claimed the scalp of Iceland's Prime Minister Geir Haarde, who announced the resignation of his Government after months of protests over economic policies that brought the country close to bankruptcy.
Japan's top 12 carmakers expect to cut a total of 25,000 jobs by the end of March and thousands more cuts have been announced by Dutch banking and insurance group ING and the country's electronics giant Philips.
The US Congress, meanwhile, is due to begin debate this week on President Obama's stimulus bill designed to haul the world's largest economy out of a paralysing recession.
Local fallout
Local representatives from Pfizer and Wyeth refused to comment on the likely impact on their Australian operations, which are unlikely to be spared from global efforts to cut up to 20,000 staff.
The companies together employ 2000 workers in Australia.
Already Pfizer announced it would slash 8000 jobs around the world after it revealed a 90% drop in income on Monday.
Pfizer employs 1700 people in Australia across its Sydney head office and three factories, including one at Parkville.
Staff roles include sales and marketing, research and development, administration and manufacturing for the company's suite of pharmaceutical products, which include cholesterol-lowering drug Lipitor, rheumatoid arthritis drug Celebrex and impotence pill Viagra.
Wyeth has between 300 and 400 staff in Australia working across its pharmaceuticals and consumer health divisions, with more working in a semi-autonomous animal-health division.
While none of the company's manufacturing is done locally, staff are employed in sales and administration.
At least 50 employees at Caterpillar's Tullamarine truck body plant will be affected by the lay-offs announced by the US parent company overnight, according to a local union representative